Student Health Insurance

The UC Regents made health insurance a mandatory non-academic condition for enrollment. To ensure that all students have adequate health care coverage, including ongoing primary and specialty care, and to satisfy the mandatory health insurance requirement, UCSD automatically enrolls all registered students into the Student Health Insurance Plan (SHIP).

In addition, the U.S. Department of State regulations require that visitors in J-1 and J-2 statuses maintain proper insurance coverage as a condition of their participation in the J-1 Exchange Visitor Program.

Enrolling in or waiving SHIP

Enrollment in SHIP

Each quarter that you enroll in classes at UCSD, your student billing account is automatically charged the fee for SHIP. The fee will appear on your e-bill statement as a separate charge.

Waiving SHIP

If you are already covered by another insurance plan and wish to opt out of the SHIP and have the SHIP fee waived, you must apply for a Health Fee Waiver through TritonLink. A new waiver must be submitted for each academic year. Find more information about the Health Fee Waiver process, including deadlines and criteria.

J-1 Requirements

J-1 program participants and their dependents are required to have medical insurance coverage with the following minimum benefits:

  • Medical benefits of at least $100,000 per accident or illness
  • Repatriation of remains in the amount of $25,00
  • Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000
  • A deductible not to exceed $500 per accident or illness.

Students and their dependents must have insurance in effect during the period of time that you are attending UC San Diego or participating in post-completion Academic Training. An insurance policy secured to meet the benefits requirements must be underwritten by an insurance corporation with an A.M. Best rating of "A-" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-I" or above, a Standard and Poor's Claims Paying Ability rating of "A-" or above, or a Weiss Research, Inc. rating of B+ or above.